The American Express® Business Platinum Card

Key facts

Annual fee

£650

Purchase APR

29.1% p.a. (variable) (applies if you choose to use a line of credit via Flexible Payment Option).

Network

AMEX

Welcome offer

Earn 50,000 Membership Rewards® bonus points when you spend £6,000 in the first three months of Cardmembership. Terms apply. Available to UK LTD and LLP businesses, signatories must be 18+ and a director/member of the business. Subject to status. This new Cardmember offer is only available if you don’t currently have an American Express® Business Platinum Card, and haven’t had one in the last 24 months.

Benefits and perks

• Earn 1X point for every eligible £1 spent. For every eligible full £1 you spend on your Card, you'll earn 1 Membership Rewards point – and there's no limit, so you can stack up the points to your heart's content, as long as your Account is open and up to date. The same goes for Employee Cards on the Account, so your employee's spending will keep the rewards coming in.
• Earn 2X points for every £1 spent on American Express Travel. Book your flights, hotels, car hire or experiences through American Express Travel, and you'll earn one additional point for every £1 spent. And you can use your points, your Card, or both to pay for your booking, including any taxes and charges.​
• Spending Power. Your Card’s spending limit – the amount your business can spend – is dynamic and can adjust to your business needs. To help maximise your spending limit, you can start spending and repaying the balance as soon as your get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait.
• Streamlined accounting tools. American Express has you covered for all your expense management needs. Just use your MYCA Account to create expense reports and export your data to QuickBooks and Xero.
• With our Global Lounge Collection enjoy complimentary access to 1,550+ airport lounges. Relax before you go. The American Express Global Lounge Collection® gives you, your Business Platinum Employee Cardmember and a guest each complimentary access at more than 1,550 airport lounges, no matter which airline you're flying with or class of ticket.
• Further benefits with our Hotel Partners. With our hotel partners Hilton, Marriot Bonvoy TM, Meliá Hotels International, Radisson Hotel Group, and ALL Accor TM, you can receive benefits including complimentary upgrades, early check-in and late check-out, enhanced loyalty points, complimentary Wi-Fi and much more. Enrolment required after Card approval.
• Platinum Travel Services. It's not just a Card – there's so much expertise behind it. Doing business well can mean everything from the little touches, from buying event tickets for a client to the big ones, such as finding a hotel or transportation. Our dedicated travel team have the knowledge and experience to help with it all. Let us do things for you, so you can take care of business.
• Over £200 a year in partner discounts. As an American Express® Business Platinum Cardmember, you get exclusive access to fantastic partner Offers all year round. Whether you’re upgrading your tech, visiting customers or protecting your business, we’ve got a range of fabulous Offers to help you work smarter. We’re always adding new ones, so check-in regularly to ensure you don’t miss out.
• £300 annual Indeed statement credit. Our annual Indeed benefit can help you build your best team. You'll get up to £75 in statement credits back every quarter when you spend on uk.Indeed.com on your Business Platinum Card. That could save you up to £300 on recruitment costs every year. Terms apply.
• 15% Superscript statement credit once per year. Save this offer to your Card to get a 15% statement credit when you spend any amount in a GBP transaction on business insurance online at Superscript. Terms and payment restrictions will apply. This offer is subject to change at any time. The offer resets every calendar year.
• Complimentary digital subscription to The Times. What's going on in the world can have a real effect on your business. With your complimentary annual digital subscription to The Times and Sunday Times, you can keep on top of what's new.
• American Express Experiences®. Whether it's entertaining clients, rewarding your employees or treating yourself, make it even more memorable with American Express Experiences®. Your Card gives you the chance to buy tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.
• 24/7 Global Assist® Hotline. If you're away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.
• Emergency Card replacement. No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.
• 24-hour Business Account management. 24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card. You can also access the most important Account information when you're on the go via our Online Account, or as a downloadable app for iPhone and Android devices.
• Worldwide travel insurance. On the move? You, your family, as well as your Employee Cardmembers are covered, whether travelling together or travelling alone on business and leisure trips of up to 120 days. Enrolment required. Limitations and exclusions apply.
• Purchase protection. Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it's stolen or damaged within 90 days, we'll cover the cost to replace or repair it, or refund you up to £2,500 per eligible item.
• Refund protection. Should you change your mind or return your eligible item for any reason within the same 90-day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we'll replace or refund you up to a maximum of £300.

Questions about the The American Express® Business Platinum Card