British Airways American Express® Credit Card
American Express · AMEX
The British Airways American Express® Credit Card is a credit card from American Express on the AMEX network. It has an annual fee of £0. The welcome offer is Collect 10,000 bonus Avios when you spend £2,000 in your first three months of Cardmembership. Offer ends 6 th October 2026. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card, and haven’t had one in the last 24 months.
Key facts
- Annual fee
- £0
- Purchase APR
- 29.1% p.a. (variable)
- Network
- AMEX
- Welcome offer
- Collect 10,000 bonus Avios when you spend £2,000 in your first three months of Cardmembership. Offer ends 6 th October 2026. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card, and haven’t had one in the last 24 months.
Benefits and perks
- No Annual Fee. The Card that allows you to collect Avios on purchases you are already making, with no annual fee
- Collect even more Avios with American Express. • Collect 1 Avios for every £1 spent on purchases • Collect up to 90,000 bonus Avios a year when you invite friends to join American Express
- Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
- Earn Rate. 1 Avios for every £1 spent on purchases
- Complimentary Supplementary Cards. Add family members or a partner to your Account and earn Avios faster.
- Redeem your Avios in other ways. Flight Upgrades – Use Avios to redeem against part of the flight, or upgrade to business or first class
- Invite Friends, get Rewarded. Invite a friend and earn at least 4,000 * bonus Avios if they are approved – up to 90,000 Avios a year. You can put them towards treats on board, flights or upgrades. Find out more here.
- Global Assist®. Provides 24/7 help whenever you are travelling outside the UK
- Travel Accident Insurance. Up to £75,000 cover on public transport when you buy your ticket with your Card
- Purchase and Refund Protection. Covers eligible items purchased using the Card
- Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
- American Express Experiences®. Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town
- Receive your Card in the Post. Once approved, you’ll receive your Card in the post, so you can start earning Avios on your spend straight away.
Questions about the British Airways American Express® Credit Card
What is the annual fee on the British Airways American Express® Credit Card?
The British Airways American Express® Credit Card has an annual fee of £0.
Is the British Airways American Express® Credit Card worth it?
The British Airways American Express® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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