British Airways American Express® Accelerating Business Card

Key facts

Annual fee

£250

Purchase APR

26.6% p.a. (variable)

Network

AMEX

Welcome offer

Collect 40,000 bonus Avios when you spend £5,000 in the first three months of Cardmembership. Offer ends 6 th October 2026. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have an American Express® Business Card, and haven’t had one in the last 12 months.

Benefits and perks

• Two Reward Currencies, Two Accelerated Earn Rates. Earn 1.5 Avios for every £1 spent on everyday purchases on your Credit Card, plus earn double On Business Points with British Airways. Please note from 7 Oct 2026, Avios earn rate is changing to 1.25 Avios for every eligible £1 spent and you will not earn On Business points.
• Get up to 30,000 bonus Avios annually. Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year.
• Flexible Cashflow Management. Your Credit Card gives you access to up to 56 calendar days interest free (when you pay your balance in full) or the choice to pay over time with interest.
• World Support and Protection. Business or pleasure - rely on our 24/7 Global Assist® phone line, emergency Card replacement service and Travel Insurance protection.
• Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
• Increase your cashflow. Have access to up to 56 calendar days without interest (when you pay your balance in full) or the choice to pay over time with interest. Make your Card work as hard as you do and flex your cashflow as you need it.
• Benefit from payment flexibility. Your Card offers payment flexibility on your forthcoming purchases. You can choose to pay your balance in full, or pay over time with interest – you decide how to support the cashflow for your business. Terms apply.
• The richest rewards for business spend. Earn 1.5 Avios for every £1 spent on everyday purchases on your Credit Card. Please note from 7 Oct 2026, Avios earn rate is changing to 1.25 Avios for every eligible £1 spent.
• Earn double On Business Points. Exclusively with this Card you will earn 2 On Business Points for every eligible £1 spent on qualifying British Airways flights (that’s double the normal earn rate). This is in addition to your everyday Avios. Please note from 7 Oct 2026, you will not earn On Business points.
• Refund Protection. Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we’ll replace or refund you up to a maximum of £300.
• Worldwide 24-hour Customer Service with Global Assist®. If you’re away on business and run into trouble anywhere in the world, assistance is just a phone call away – in your own language, 24/7.
• Purchase Protection. If you buy an item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item.
• Travel Accident Protection. It is reassuring to know that wherever you are on business, your Card provides the Cardmember cover for no additional charge when your trip is booked with the Card. Cover includes £250,000 travel accident benefit when travelling on public transport on a business trip.
• Emergency Business Card Replacement. No matter where your business takes you, you’ll never be stranded. Report your Card lost, damaged or stolen and we’ll help you replace it.

Questions about the British Airways American Express® Accelerating Business Card