American Express® Credit Card

American Express® Credit Card

No ratings yetNot yet rated

American Express · AMEX

The American Express® Credit Card is a credit card from American Express on the American Express network. It has an annual fee of HK$180.

Verified 8 Oct 2026

Key facts

Annual fee
HK$180
Purchase APR
35.96% APR
Foreign transaction fee
2%
Network
AMEX

Benefits and perks

  • 2 Membership Rewards points per HK$1 with the Turbo Program, or 1 with the free Basic Program.
  • Purchases covered against accidental damage or theft for 45 days.

Questions about the American Express® Credit Card

What is the annual fee on the American Express® Credit Card?

The American Express® Credit Card has an annual fee of HK$180.

Is the American Express® Credit Card worth it?

The American Express® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement