American Express Gold Card

American Express Gold Card

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American Express · AMEX

The American Express Gold Card is a credit card from American Express on the American Express network. It has an annual fee of €210. It earns 0.35% on everything else.

Verified 16 Oct 2026

Key facts

Annual fee
€210
Foreign transaction fee
2.2%
Network
AMEX

Reward rates by category

Reward rates for the American Express Gold Card by spending category
CategoryRateDetail
Everything else0.35%1 Amex point per euro; Amex values 90,000 points at €315

Benefits and perks

  • Charge card: the monthly bill is paid in full, with no interest.
  • 7,500 bonus points after €15,000 of spending in a calendar year.
  • 4 Priority Pass lounge visits a year.
  • Dining by Amex: a restaurant meal for two once a year.
  • Travel insurance for the whole family.
  • Three Member Invites a year to refer friends for points.

Questions about the American Express Gold Card

What is the annual fee on the American Express Gold Card?

The American Express Gold Card has an annual fee of €210.

What rewards does the American Express Gold Card earn?

The American Express Gold Card earns 0.35% on everything else.

Is the American Express Gold Card worth it?

The American Express Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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