American Express Platinum Card
American Express · AMEX
The American Express Platinum Card is a credit card from American Express on the American Express network. It has an annual fee of €780. It earns 1.40% on travel, 0.70% on everything else. The welcome offer is 100,000 Amex points worth €350 for new members: half after a purchase in month 7, the rest after a purchase in month 13 (offer ends 3 November 2026).
Key facts
- Annual fee
- €780
- Foreign transaction fee
- 2.2%
- Network
- AMEX
- Welcome offer
- 100,000 Amex points worth €350 for new members: half after a purchase in month 7, the rest after a purchase in month 13 (offer ends 3 November 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 1.40% | 4 Amex points per euro with selected airline and hotel partners |
| Everything else | 0.70% | 2 Amex points per euro; Amex values 100,000 points at €350 |
Benefits and perks
- Charge card: the monthly bill is paid in full, with no interest.
- 4 Amex points per euro with selected airline and hotel partners.
- Pier Zero restaurant at Helsinki Airport and over 1,500 lounges.
- Fast Track through security.
- Dining by Amex: a restaurant meal for two six times a year.
- Travel insurance for the whole family.
- Three Member Invites a year to refer friends for points.
Questions about the American Express Platinum Card
What is the annual fee on the American Express Platinum Card?
The American Express Platinum Card has an annual fee of €780.
What rewards does the American Express Platinum Card earn?
The American Express Platinum Card earns 1.40% on travel, 0.70% on everything else.
Is the American Express Platinum Card worth it?
The American Express Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from American Express
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement