Nectar Credit Card

Key facts

Annual fee

£30

Purchase APR

29.1% p.a. (variable)

Network

AMEX

Welcome offer

Earn 20,000 bonus Nectar points when you spend £2,000 in your first three months of Cardmembership. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card, and haven’t had one in the last 24 months.

Benefits and perks

• Welcome Offer. First year’s Cardmembership fee of £30 is on us
• Collect Points. Collect 2 points for every full £1 spent on the Card
• Nectar Partners. Collect a minimum of 3 points per £1 spent at Nectar partners when using Credit Card and loyalty card.
• Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
• Earn Nectar points. Collect 2 points for every full £1 spent on the Nectar Credit Card Collect a minimum of 3 points per £1 spent at Nectar partners when using your Credit Card and loyalty card.
• Redeem your Nectar points. 20,000 Nectar points At least £100 to spend with Nectar partners 10,000 Nectar points At least £50 to spend with Nectar partners 5,000 Nectar points At least £30 to spend with Nectar partners Examples representative of spending Nectar points. Visit nectar.com for more information
• Invite Friends, get Rewarded. Invite a friend and earn 5,000 bonus Nectar points if they are approved – up to 90,000 points a year. You can put them towards purchases at Argos, the weekly Sainsburys shop or Eurostar tickets. Find out more here.
• Complimentary Supplementary Cards. You can collect even more Nectar points when they use the Card.
• Global Assist®. Provides 24/7 help whenever you are travelling outside the UK.
• Purchase and Refund Protection. Covers eligible items purchased using the Card.
• Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
• American Express Offers. Enjoy carefully selected offers from our range of retail and travel partners.
• American Express Experiences®. Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
• Receive your Card in the Post. Once approved, you’ll receive your Card in the post, so you can start earning rewards on your spend straight away.

Questions about the Nectar Credit Card