The American Express Airpoints Platinum Card
American Express · AMEX
The The American Express Airpoints Platinum Card is a credit card from American Express on the AMEX network. It has an annual fee of $195. It earns 1.43% on everything else. The welcome offer is 400 bonus Airpoints™ for a limited time. Get rewarded with 400 bonus Airpoints™ when you apply by 28 October 2026, are approved and spend $1,500 on your new Amex Airpoints Platinum Card within the first 3 months. New Amex Card Members only.
Key facts
- Annual fee
- $195
- Purchase APR
- 22.95% p.a.
- Foreign transaction fee
- 2.5%
- Network
- AMEX
- Welcome offer
- 400 bonus Airpoints™ for a limited time. Get rewarded with 400 bonus Airpoints™ when you apply by 28 October 2026, are approved and spend $1,500 on your new Amex Airpoints Platinum Card within the first 3 months. New Amex Card Members only.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.43% | 1 Airpoint for every $70 spent |
Benefits and perks
- $70 spend = 1 Airpoint.
- Earn your way to the next tier. $250 = 1 Status Point: Earn status points to climb tiers and enjoy benefits such as priority service, lounge access, seat upgrades and extra baggage allowance.
- Non-expiry of Airpoints: Your Airpoints will never expire as long as you hold a current Card.
- Airport Lounge Access: Also enjoy 2 complimentary passes per year for the Basic Card Member only, into VIP lounges with Priority Pass™ including the Strata Lounge at Auckland International Airport. Enrolment required.
- The Centurion® Lounge: Enjoy 2 complimentary entries per calendar year to the Centurion Lounge at Sydney or Melbourne International Airport the next time you cross the Tasman.
- Koru Lounge Discount: Save $270 on your Koru Club joining fee when you become an Air New Zealand Koru Club member and a Koru Club annual fee discount.
- NZ and International Travel Insurance: Receive complimentary domestic and international Travel Insurance when you use your Card to pay for your return trip. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
- Smartphone Screen Cover: Smartphone screen repair insurance comes complimentary when you pay for your smartphone outright, or your monthly smartphone contract or SIM only plan with your Card. You’ll be covered for up to $500 towards front screen repairs and an excess of 10% of the claimed amount applies.
- Additional Cards are $0: Earn more Airpoints by getting Additional Cards for family members at no extra fee, up to 4 Additional Card Members.
- Up to 55 days interest free on purchases.
Questions about the The American Express Airpoints Platinum Card
What is the annual fee on the The American Express Airpoints Platinum Card?
The The American Express Airpoints Platinum Card has an annual fee of $195.
What rewards does the The American Express Airpoints Platinum Card earn?
The The American Express Airpoints Platinum Card earns 1.43% on everything else.
Is the The American Express Airpoints Platinum Card worth it?
The The American Express Airpoints Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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