The Low Rate Credit Card from American Express®
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American Express · AMEX
The Low Rate Credit Card from American Express® is a credit card from American Express on the American Express network. It has an annual fee of NZ$59.
Verified 27 Sept 2026
Key facts
- Annual fee
- NZ$59
- Purchase APR
- 12.69% p.a.
- Intro APR
- 2.99% p.a. on purchases for 6 months
- Foreign transaction fee
- 2.5%
- Network
- AMEX
Benefits and perks
- Get up to 55 days interest free: You will have up to 55 days interest free on Credit Card purchases.
- Add up to 4 additional Cards with no annual fee: Need extra Cards for family members? You can add up to 4 with no annual fee.
- Access & Offers: Enjoy access to offers, pre-sale concert tickets, invites and Card Member only experiences.
- Fraud Protection Guarantee: Be protected against fraudulent transactions both online and offline, with Fraud Protection Guarantee.
Questions about the Low Rate Credit Card from American Express®
What is the annual fee on the Low Rate Credit Card from American Express®?
The Low Rate Credit Card from American Express® has an annual fee of NZ$59.
Is the Low Rate Credit Card from American Express® worth it?
The Low Rate Credit Card from American Express® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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