The American Express® Platinum Business Card

Key facts

Annual fee

A$1,750

Network

AMEX

Welcome offer

Earn 350,000 Bonus Membership Rewards® Points plus an $875 Credit 1 when you apply by 3 November 2026, are approved and spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Benefits and perks

• Smartphone Screen Cover. Covering up to $500 for repairs if you break your screen when you pay for your phone outright or monthly bill with your American Express Credit Card. A 10% excess applies to the claimed amount. 5
• Additional Cards at no extra cost. Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee 6
• How You Earn Membership Rewards Points. Earn Membership Rewards points on virtually every dollar you spend on your Card and see how quickly they can add up:
• Choose Your Rewards. You can redeem points several ways:
• Complimentary ALL Accor+ Explorer Membership valued at $349 p.a. 15
• Enjoy Savings on Travel. Platinum perks also include superior savings, upgrades, and benefits with The Hotel Collection 18 and benefits on rental cars globally from Hertz 19 and Avis 20
• Elite Hotel Membership. Take comfort in all the VIP benefits of your Gold-tier status at Marriott Bonvoy TM and Hilton Honors, and Radisson Rewards Premium status 27.
• Extend your Cash Flow by up to 55 Days 4. Give your business financial breathing room with up to 55 days to pay for purchases.
• Flexible Payment Option 8. Seize new business opportunities, free up your cash flow, and navigate fluctuations in revenue by paying off a portion of your balance over time, up to your Flexible Payment Option limit. Interest charges apply.
• Track and Control your Employee Expenditure. View real-time spend data and optimise your business' cash flow by putting all key employee spending in one place with up to 99 complimentary Employee Cards 2. Plus, reward employees by extending some perks and privileges of the Platinum Business Card to them.
• Simplify business payments with AccessLine®28. AccessLine® allows you to use your Card to make domestic payments to businesses, even if they don’t accept Card. You’ll also earn points on every dollar spent. Enrolment required, subject to approval and T&Cs apply. 28
• Streamlined Financial Reporting. Instantly consolidate and streamline your business' financial reporting with automatic transaction feeds from your Card Accounts into Intuit Quickbooks, MYOB 29 and Xero.
• Control at your Fingertips with the Amex App 21. Monitor, manage, and view your business and personal spend, access benefits and rewards, redeem points, and receive live support on the go with the Amex App.
• Emergency Card Replacement Worldwide 22. Don't stress about losing your Card again. Virtually no matter where in the world you are, lost or stolen Cards can usually be replaced within 48 hours.
• Fraud Protection 23. Wherever you conduct business, with protection for all unauthorised transactions made with your Card.
• Tap and Pay with your Smart Device 24. Use your linked Platinum Business Card in your smartphone or wearable device to make convenient, fast, and secure payments with Apple Pay®, Samsung Pay®, and Google Pay®.
• Power Up Your Business - Dell Benefit 25. Save the benefit to your eligible Card and spend online at www.dell.com.au or via phone on 1800 880 855 to receive your purchase amount back as a credit, up to $125 back per redemption period. Benefit ends 31/12/2026. Exclusions apply.
• Experiences on Tap. The Amex Experiences App gives you access to a 24/7 Premium Concierge service in your pocket, where you can access information on Platinum benefits, travel offers, events and recommended merchants.

Questions about the The American Express® Platinum Business Card