The American Express® Platinum Credit Card

The American Express® Platinum Credit Card

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American Express · AMEX

The American Express® Platinum Credit Card is a credit card from American Express on the American Express network. It has an annual fee of S$327. The welcome offer is 40,000 Membership Rewards points for new American Express cardmembers who pay the annual fee and spend S$4,000 in the first 3 months; existing cardmembers get 20,000 (offer ends 31 January 2027).

Verified 4 Oct 2026

Key facts

Annual fee
S$327
Purchase APR
27.8% p.a.
Foreign transaction fee
3.25%
Network
AMEX
Welcome offer
40,000 Membership Rewards points for new American Express cardmembers who pay the annual fee and spend S$4,000 in the first 3 months; existing cardmembers get 20,000 (offer ends 31 January 2027)

Benefits and perks

  • 2 Membership Rewards points per S$1.60 spent.
  • 10 points per S$1.60 at Platinum 10Xcelerator partners.
  • Membership Rewards points do not expire.
  • Up to half the bill for two at Love Dining hotels and restaurants.
  • Up to S$200 fashion and dining credit each year the annual fee is paid.
  • Complimentary green fees at more than 40 golf clubs in Southeast Asia.

Questions about the American Express® Platinum Credit Card

What is the annual fee on the American Express® Platinum Credit Card?

The American Express® Platinum Credit Card has an annual fee of S$327.

Is the American Express® Platinum Credit Card worth it?

The American Express® Platinum Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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