The Platinum Card®

The Platinum Card®

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American Express · AMEX

The Platinum Card® is a charge card from American Express on the American Express network. It has an annual fee of S$1,744. The welcome offer is 100,000 Membership Rewards points for new American Express cardmembers who pay the annual fee and spend S$10,000 in the first 6 months, and 100,000 more on their first spend in the 15th month; plus a S$300 CapitaVoucher with the fee paid (offer ends 1 November 2026).

Verified 4 Oct 2026

Key facts

Annual fee
S$1,744
Purchase APR
None: the balance is paid in full each month
Foreign transaction fee
3.25%
Network
AMEX
Welcome offer
100,000 Membership Rewards points for new American Express cardmembers who pay the annual fee and spend S$10,000 in the first 6 months, and 100,000 more on their first spend in the 15th month; plus a S$300 CapitaVoucher with the fee paid (offer ends 1 November 2026)

Benefits and perks

  • 2 Membership Rewards points per S$1.60 spent.
  • 20 points per S$1.60 at Platinum 10Xcelerator partners on the first S$16,000 a year, 10 after.
  • Membership Rewards points do not expire.
  • Up to half the bill for two at Love Dining hotels and restaurants.
  • 5 points per S$1.60 on Singapore Airlines and Scoot flights.
  • Amex values 210,000 Membership Rewards points at 105,000 KrisFlyer miles.
  • Access to more than 1,550 airport lounges through the American Express Global Lounge Collection.
  • Up to S$200 a year in Singapore Airlines and Scoot statement credits.
  • A complimentary dinner for two every two months (Table for Two).
  • A complimentary hotel night each year of membership.

Questions about the Platinum Card®

What is the annual fee on the Platinum Card®?

The Platinum Card® has an annual fee of S$1,744.

Is the Platinum Card® worth it?

The Platinum Card® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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