The American Express® Velocity Business Card

Key facts

Annual fee

A$249

Network

AMEX

Welcome offer

Earn 200,000 bonus Velocity Points 1 when you apply by 27 October 2026, are approved and spend $6,000 on eligible purchases on your new American Express® Velocity Business Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Benefits and perks

• Smartphone Screen Cover. Covering up to $500 for repairs if you break your screen when you pay for your phone outright or monthly bill with your American Express Credit Card. A 10% excess applies to the claimed amount. 5
• Additional Cards at no extra cost. Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee 6
• Earn up to 2 Velocity Points per Dollar Spent 5. Earn Velocity Points per $1 spent on your Card with: - 2 Points per $1 on travel spend with Virgin Australia - 1 Point per $1 on everyday business spend - 0.5 Points per $1 on ATO and government spend. 6 Plus, you’ll enjoy uncapped Points earn and the convenience of an automatic monthly Points transfer to your Velocity account.
• Save on Business Travel Courtesy of your Points. Redeem your Velocity Points to save on business-class flights, upgrades, hotel stays, and car rental for you and your employees. Earning and redeeming Points 9 are subject to the Velocity Membership Terms and Conditions.
• Give your Business up to 51 Days to Pay for Purchases 4. Take advantage of up to 51 days to pay for purchases.
• Flexible Payment Option 10. Optimise your business cash flow by choosing to pay off a portion of your balance, over time up to your Flexible Payment Option limit. This allows you to navigate business fluctuations and seize opportunities. Interest charges apply.
• Simplify business payments with AccessLine®18. AccessLine® allows you to use your Card to make domestic payments to businesses, even if they don’t accept Card. You’ll also earn points on every dollar spent. Enrolment required, subject to approval and T&Cs apply. 18
• Save More with Flight Discounts. As a Virgin Australia Business Flyer Member save up to 6% on great value fares on eligible flights, when booked via the Booking Portal or through a travel management company. 11
• Visit the Lounge for Less. Receive discounted annual Virgin Australia Domestic Lounge Memberships for your team. 12
• Earn Velocity Frequent Flyer Points. Earn Velocity Frequent Flyer Points for your business and your team on eligible Virgin Australia flights. 13
• The More You Spend on Flights, the Faster You’ll Be Rewarded. The more you spend on flights with Virgin Australia, the higher your membership tier and benefits. Learn more about Tier Status here. 14
• Automate your Financial Reporting. Instantly consolidate and streamline your business' financial reporting with automatic transaction feeds from your Card Accounts into Intuit Quickbooks, MYOB 19 and Xero.
• Quickly Replace Cards When You Need Them. Don't stress about losing your Card again. Virtually no matter where in the world you are, lost or stolen Cards can usually be replaced within 48 hours. 15
• Stay Secure with Fraud Protection 16. Your Card is protected by American Express’ global fraud detection and unauthorised transaction liability coverage, helping to shield you and your business against unauthorised transactions.
• Leave your Wallet at Home. Use Apple Pay®, Samsung Pay, or GooglePay TM on your mobile or wearable device to pay quickly and securely using your linked Card. 17.

Questions about the The American Express® Velocity Business Card