Vitality American Express® Credit Card

Key facts

Annual fee

£0

Purchase APR

29.1% p.a. (variable)

Network

AMEX

Welcome offer

Earn a £100 statement credit when you spend £2,000 in the first three months of Cardmembership. Terms apply, 18+, subject to status.

Benefits and perks

• American Express Cashback. There is no cap on how much American Express Cashback you can earn in a year. Receive up to 1% cashback when you spend on your Vitality American Express Card within your Cardmembership year: -Receive 0.5% cashback on spend up to £10,000 -Receive 1% cashback on spend above £10,000
• Vitality Cashback Booster. Earn up to 2% extra cashback, based on your monthly activity and how many eligible Vitality products you have.
• Flexibility. Enjoy the freedom of paying off your balance in full or over several months. Terms apply.
• American Express Offers. Enjoy carefully selected offers from our range of retail and travel partners.
• Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
• Earn American Express cashback on purchases. Receive cashback when you spend on your Vitality American Express Credit Card: -Receive 0.5% cashback on spend up to £10,000 -Receive 1% cashback on spend above £10,000
• Vitality healthy cashback booster. Get up to 2% extra cashback, based on your monthly activity and how many eligible Vitality plans you have.
• American Express offers. Discover offers from our carefully selected partners for you to enjoy.
• Travel accident insurance. Travel accident insurance up to £150,000 on public transport when you buy your ticket using your Vitality American Express Credit Card.
• Global assist. Global assist provides 24/7 assistance when travelling outside of the UK.
• American Express Experiences®. Enjoy early access to a wide range of events often before they are on general sale.
• Complimentary Supplementary Cards. Earn cashback faster. Share the benefits of your Vitality American Express® Credit Card with those closest to you and earn cashback for their purchases.
• Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
• Purchase and Refund Protection. Purchase Protection and Refund Protection covers eligible items purchased using the Card.

Questions about the Vitality American Express® Credit Card