ANZ First credit card

ANZ First credit card

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ANZ · VISA

The ANZ First credit card is a credit card from ANZ on the VISA network. It has an annual fee of A$30.

Verified 12 Sept 2026

Key facts

Annual fee
A$30
Purchase APR
20.99% p.a.
Foreign transaction fee
3.5%
Network
VISA

Benefits and perks

  • $30 annual fee. The lowest of all ANZ credit cards
  • $1,000 minimum credit limit. and you expect you will be able to repay all or most of the closing balance each month
  • Complimentary insurances. for your shopping
  • Insurance on purchases. Purchase using your ANZ credit card to be eligible for complimentary Extended Warranty Insurance and Purchase Protection Insurance.
  • Interest free days. Make the most of your card with interest-free days on eligible purchases when you pay your full Closing Balance (or if applicable, the Adjusted Closing Balance) by the Due Date shown on your statement.
  • Balance transfers. Transferring your outstanding balances from non-ANZ credit or store cards could consolidate your debts into one regular repayment.
  • ANZ Falcon® fraud protection. ANZ Falcon® provides 24/7 anti-fraud protection. If we identify any unusual transactions, we’ll contact you to help protect your money.
  • Digital wallet compatible. An easy way to pay using your ANZ credit card on your compatible mobile device. And, if you need a replacement card, digital cards are faster than the post.

Questions about the ANZ First credit card

What is the annual fee on the ANZ First credit card?

The ANZ First credit card has an annual fee of A$30.

Is the ANZ First credit card worth it?

The ANZ First credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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