ANZ Low Rate credit card

No ratings yet

ANZ · VISA

The ANZ Low Rate credit card is a credit card from ANZ on the VISA network. It has an annual fee of A$58.

Verified 12 Sept 2026

Apply at ANZ See if it fits my spending

Key facts

Annual fee: A$58
Purchase APR: 13.74% p.a.
Foreign transaction fee: 3.5%
Network: VISA

Benefits and perks

ANZ Falcon® fraud protection. ANZ Falcon® provides 24/7 anti-fraud protection. If we identify any unusual transactions, we’ll contact you to help protect your money.
Interest free days. Make the most of your card with interest-free days on eligible purchases when you pay your full Closing Balance (or if applicable, the Adjusted Closing Balance) by the Due Date shown on your statement.
Digital wallet compatible. An easy way to pay using your ANZ credit card on your compatible mobile device. And, if you need a replacement card, digital cards are faster than the post.
Balance transfer offer
Credit back offer

Questions about the ANZ Low Rate credit card

What is the annual fee on the ANZ Low Rate credit card?

The ANZ Low Rate credit card has an annual fee of A$58.

Is the ANZ Low Rate credit card worth it?

The ANZ Low Rate credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement