ANZ Rewards Black credit card

Key facts

Annual fee

A$375

Purchase APR

20.99% p.a.

Foreign transaction fee

3.5%

Network

VISA

Benefits and perks

• ANZ Reward Points. Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000
• $15,000 minimum credit limit. and you expect you will be able to repay all or most of the closing balance each month
• Travel insurance. Planning a trip? You may be eligible for complimentary travel insurance, plus cover for rental vehicle excess in Australia, when you purchase travel using your ANZ credit card.
• Insurance on purchases. Purchase using your ANZ credit card to be eligible for complimentary Extended Warranty Insurance and Purchase Protection Insurance.
• Interest free days. Make the most of your card with interest-free days on eligible purchases when you pay your full Closing Balance (or if applicable, the Adjusted Closing Balance) by the Due Date shown on your statement.
• 24/7 Personal concierge. Get help with domestic and international restaurant or hotel bookings, gift ideas, travel recommendations and much more.
• ANZ Falcon® fraud protection. ANZ Falcon® provides 24/7 anti-fraud protection. If we identify any unusual transactions, we’ll contact you to help protect your money.
• Balance transfers. Transferring your outstanding balances from non-ANZ credit or store cards could consolidate your debts into one regular repayment.
• Digital wallet compatible. An easy way to pay using your ANZ credit card on your compatible mobile device. And, if you need a replacement card, digital cards are faster than the post.
• Minimum $800 digital gift card. to use at one of our 25 leading retailers, including JB Hi-Fi, Endota Spa, Myer and Bunnings.
• $720 ANZ Cashback. which can be used either to reduce your ANZ Rewards credit card balance or be credited to an eligible ANZ bank account.

Questions about the ANZ Rewards Black credit card