Erste Bank Austrian Miles & More Premiumcard

Erste Bank Austrian Miles & More Premiumcard

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Erste Bank · MASTERCARD

The Austrian Miles & More Premiumcard is a credit card from Erste Bank on the Mastercard network. It has an annual fee of €237.60. The welcome offer is 5,000 welcome miles for a new main card opened by 31 October 2026 (3,000 at other times).

Verified 23 Oct 2026

Key facts

Annual fee
€237.60
Foreign transaction fee
1.5%
Network
MASTERCARD
Welcome offer
5,000 welcome miles for a new main card opened by 31 October 2026 (3,000 at other times)

Benefits and perks

  • Sold by Erste Bank and the Sparkassen at the same price.
  • The bill is paid in full each month; instalments are available as an option.
  • Split Now: spread a purchase of €50 to €4,800 over up to 4 monthly bills, free up to 6 times a year.
  • No foreign-currency fee on 6 payments a year.
  • Earn 1 Miles & More mile for every €1.50 spent.
  • 4 free Priority Pass lounge visits a year worldwide.
  • 4 free FastTrack passes a year at Vienna Airport.
  • Premium travel insurance.
  • Austrian Airlines Business Class check-in.
  • Pay the card fee with 78,408 miles a year instead of euros.

Questions about the Erste Bank Austrian Miles & More Premiumcard

What is the annual fee on the Erste Bank Austrian Miles & More Premiumcard?

The Erste Bank Austrian Miles & More Premiumcard has an annual fee of €237.60.

Is the Erste Bank Austrian Miles & More Premiumcard worth it?

The Erste Bank Austrian Miles & More Premiumcard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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