Erste Bank Premiumcard
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Erste Bank · MASTERCARD
The Erste Bank Premiumcard is a credit card from Erste Bank on the Mastercard network. It has an annual fee of €99.
Verified 23 Oct 2026
Key facts
- Annual fee
- €99
- Foreign transaction fee
- 1.5%
- Network
- MASTERCARD
Free in the first year for a first credit card ordered by 31 December 2026
Benefits and perks
- Choose a Visa or a Mastercard.
- Sold by Erste Bank and the Sparkassen at the same price.
- The bill is paid in full each month; instalments are available as an option.
- Split Now: spread a purchase of €50 to €4,800 over up to 4 monthly bills, free up to 6 times a year.
- Claim back the 1.5% foreign-currency fee in George up to 6 times a year.
- Up to 0.6% back on online shopping at partner shops (up to €30 a year).
- Reduced lounge prices at Vienna Airport: SKY Lounge €31 (instead of €49), VIENNA Lounge €36 (instead of €59).
- Premium travel insurance.
- Additional card €4.12 a month.
Questions about the Erste Bank Premiumcard
What is the annual fee on the Erste Bank Premiumcard?
The Erste Bank Premiumcard has an annual fee of €99.
Is the Erste Bank Premiumcard worth it?
The Erste Bank Premiumcard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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