BOC Bliss Card
Bank of China (Hong Kong) · VISA
The BOC Bliss Card is a credit card from Bank of China (Hong Kong) on the Visa network. It has an annual fee of HK$3,800. It earns up to 4% on online shopping, 0.40% on everything else. The welcome offer is 10% cash rebate on mobile payments, up to HK$800, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$3,800
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 1.95%
- Network
- VISA
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$800, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Online shopping | up to 4% | Online retail spend |
| Everything else | 0.40% | 1 Gift Point per HK$1 (250 Gift Points = HK$1) |
Benefits and perks
- 6% cash rebate at selected online merchants.
- 15% off flight and hotel bookings in China.
- Visa personal concierge.
Questions about the BOC Bliss Card
What is the annual fee on the BOC Bliss Card?
The BOC Bliss Card has an annual fee of HK$3,800.
What rewards does the BOC Bliss Card earn?
The BOC Bliss Card earns up to 4% on online shopping, 0.40% on everything else.
Is the BOC Bliss Card worth it?
The BOC Bliss Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Bank of China (Hong Kong)
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement