BOC Go UnionPay Platinum Card
Bank of China (Hong Kong) · UNIONPAY
The BOC Go UnionPay Platinum Card is a credit card from Bank of China (Hong Kong) on the UnionPay network. It has an annual fee of HK$1,600. It earns 0.40% on everything else. The welcome offer is 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$1,600
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 1% (none on renminbi in mainland China)
- Network
- UNIONPAY
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | 1 Gift Point per HK$1 (250 Gift Points = HK$1) |
Benefits and perks
- Up to 8% back (20X Gift Points) on mobile payments in mainland China and 4% (10X) in Hong Kong and overseas, after registering, until 31 December 2026.
- Up to 5% cash rebate at selected Go merchants such as the high-speed rail and DiDi.
- Foreign currency fee refunded on purchases in shops overseas, after registering, until 31 December 2026.
- No fee on renminbi spend in mainland China.
Questions about the BOC Go UnionPay Platinum Card
What is the annual fee on the BOC Go UnionPay Platinum Card?
The BOC Go UnionPay Platinum Card has an annual fee of HK$1,600.
What rewards does the BOC Go UnionPay Platinum Card earn?
The BOC Go UnionPay Platinum Card earns 0.40% on everything else.
Is the BOC Go UnionPay Platinum Card worth it?
The BOC Go UnionPay Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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