BEA UnionPay Dual Currency Platinum Credit Card

BEA UnionPay Dual Currency Platinum Credit Card

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Bank of East Asia · UNIONPAY

The BEA UnionPay Dual Currency Platinum Credit Card is a credit card from Bank of East Asia on the UnionPay network. It has an annual fee of HK$600. It earns 1.20% on dining & restaurants, 0.80% on everything else.

Verified 8 Oct 2026

Key facts

Annual fee
HK$600
Purchase APR
35.91% APR
Foreign transaction fee
1%
Network
UNIONPAY

Reward rates by category

Reward rates for the BEA UnionPay Dual Currency Platinum Credit Card by spending category
CategoryRateDetail
Dining & restaurants1.20%3X Bonus Points at dining outlets in Hong Kong
Everything else0.80%2X Bonus Points on other local spend

Benefits and perks

  • Pays in Hong Kong dollars and renminbi from one card.

Questions about the BEA UnionPay Dual Currency Platinum Credit Card

What is the annual fee on the BEA UnionPay Dual Currency Platinum Credit Card?

The BEA UnionPay Dual Currency Platinum Credit Card has an annual fee of HK$600.

What rewards does the BEA UnionPay Dual Currency Platinum Credit Card earn?

The BEA UnionPay Dual Currency Platinum Credit Card earns 1.20% on dining & restaurants, 0.80% on everything else.

Is the BEA UnionPay Dual Currency Platinum Credit Card worth it?

The BEA UnionPay Dual Currency Platinum Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

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