BEA World Mastercard

BEA World Mastercard

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Bank of East Asia · MASTERCARD

The BEA World Mastercard is a credit card from Bank of East Asia on the Mastercard network. It has an annual fee of HK$1,800. It earns up to 5% on dining & restaurants, 0.40% on everything else. The welcome offer is HK$500 cash rebate for new BEA credit card customers who spend HK$5,000 within 3 months (offer ends 13 January 2027).

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,800
Purchase APR
35.91% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
HK$500 cash rebate for new BEA credit card customers who spend HK$5,000 within 3 months (offer ends 13 January 2027)

Reward rates by category

Reward rates for the BEA World Mastercard by spending category
CategoryRateDetail
Dining & restaurantsup to 5%Up to 12.5X Bonus Points on dining, after registering
Everything else0.40%1 Bonus Point per HK$1 (250 points = HK$1)

Questions about the BEA World Mastercard

What is the annual fee on the BEA World Mastercard?

The BEA World Mastercard has an annual fee of HK$1,800.

What rewards does the BEA World Mastercard earn?

The BEA World Mastercard earns up to 5% on dining & restaurants, 0.40% on everything else.

Is the BEA World Mastercard worth it?

The BEA World Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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