Aer Credit Card

Aer Credit Card

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Bank of Ireland · MASTERCARD

The Aer Credit Card is a credit card from Bank of Ireland on the MASTERCARD network. It has an annual fee of $78. It earns 1x on travel, 0.3x on everything else.

Verified 26 Sept 2026

Key facts

Annual fee
$78
Purchase APR
14% (variable)
Intro APR
0% for 6 months
Foreign transaction fee
2.25%
Network
MASTERCARD

Reward rates by category

Reward rates for the Aer Credit Card by spending category
CategoryRateDetail
Travel1x1 Avios for every €1 spent with Aer Lingus
Everything else0.3x1 Avios for every €4 spent on everything else

Benefits and perks

  • Fast Pass & Priority Boarding: Glide through security in a flash on Aer Lingus operated flights at selected Irish airports with 2 fast track and priority boarding passes.
  • Lounge Pass: Take a load off pre-flight and slip into holiday mode sooner with 2 Aer Lingus lounge passes at selected Irish airports every Reward Year. Lounge access is only available when flying on an Aer Lingus operated flight.
  • European Flights: Jet away with 2 return flights to Europe. You pay taxes, fees and charges.
  • Travel Insurance: Travel happy with worldwide family multi-trip travel insurance, including winter sports.
  • Instalment plan options.

Questions about the Aer Credit Card

What is the annual fee on the Aer Credit Card?

The Aer Credit Card has an annual fee of $78.

What rewards does the Aer Credit Card earn?

The Aer Credit Card earns 1x on travel, 0.3x on everything else.

Is the Aer Credit Card worth it?

The Aer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

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Not sure this is the right card for you?

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