Affinity Credit Card

Affinity Credit Card

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Bank of Ireland · MASTERCARD

The Affinity Credit Card is a credit card from Bank of Ireland on the MASTERCARD network. It has an annual fee of $0.

Verified 26 Sept 2026

Key facts

Annual fee
$0
Purchase APR
14.57% (variable)
Foreign transaction fee
2.25%
Network
MASTERCARD

Benefits and perks

  • College branded card.
  • Instalment plan options.
  • Emergency cash service.
  • Bank of Ireland will donate to the college you choose. They will also donate a percentage of your annual expenditure, at no expense to you.

Questions about the Affinity Credit Card

What is the annual fee on the Affinity Credit Card?

The Affinity Credit Card has an annual fee of $0.

Is the Affinity Credit Card worth it?

The Affinity Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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