BCU Classic Credit Card

BCU Classic Credit Card

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BCU Bank · VISA

The BCU Classic Credit Card is a credit card from BCU Bank on the Visa network. It has an annual fee of A$45.

Verified 24 Oct 2026

Key facts

Annual fee
A$45
Purchase APR
11.95% p.a.
Foreign transaction fee
3%
Network
VISA

Benefits and perks

  • Up to 52 days interest-free on purchases
  • Same rate on balance transfers as on purchases
  • Credit limits from $500
  • Late payment fee $5

Questions about the BCU Classic Credit Card

What is the annual fee on the BCU Classic Credit Card?

The BCU Classic Credit Card has an annual fee of A$45.

Is the BCU Classic Credit Card worth it?

The BCU Classic Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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