BCU Rewards Credit Card

BCU Rewards Credit Card

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BCU Bank · VISA

The BCU Rewards Credit Card is a credit card from BCU Bank on the Visa network. It has an annual fee of A$89.

Verified 24 Oct 2026

Key facts

Annual fee
A$89
Purchase APR
13.05% p.a.
Foreign transaction fee
3%
Network
VISA

Benefits and perks

  • Up to $500 cash back on eligible purchases each financial year, credited monthly
  • Up to 52 days interest-free on purchases
  • Same rate on balance transfers as on purchases
  • Credit limits from $500
  • Late payment fee $5

Questions about the BCU Rewards Credit Card

What is the annual fee on the BCU Rewards Credit Card?

The BCU Rewards Credit Card has an annual fee of A$89.

Is the BCU Rewards Credit Card worth it?

The BCU Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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