BMO Blue Rewards World Elite® Mastercard®
BMO · MASTERCARD
The BMO Blue Rewards World Elite® Mastercard® is a credit card from BMO on the MASTERCARD network. It has an annual fee of C$150. It earns 2x on groceries. The welcome offer is Get up to $1,600 in value, including the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.
Key facts
- Annual fee
- C$150
- Purchase APR
- 21.99%
- Network
- MASTERCARD
- Welcome offer
- Get up to $1,600 in value, including the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2x | 2x on groceries |
Benefits and perks
- Earn Blue Points on every dollar spent: Enjoy Canada’s only retail credit card with built-in accelerators on groceries, gas, electric vehicle charging and wholesale purchases.
- 2x two times the Points
- Exclusive offers: Unlock exclusive offers at top brands through Blue Rewards card offers.
- BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, interest-free monthly payments with a low fee.
Rates and fees
Annual membership fee: C$150. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BMO Blue Rewards World Elite® Mastercard®
What is the annual fee on the BMO Blue Rewards World Elite® Mastercard®?
The BMO Blue Rewards World Elite® Mastercard® has an annual fee of C$150.
What rewards does the BMO Blue Rewards World Elite® Mastercard® earn?
The BMO Blue Rewards World Elite® Mastercard® earns 2x on groceries.
Is the BMO Blue Rewards World Elite® Mastercard® worth it?
The BMO Blue Rewards World Elite® Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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