BMO eclipse Visa Infinite Card
BMO · VISA
The BMO eclipse Visa Infinite Card is a credit card from BMO on the VISA network. It has an annual fee of C$120. It earns 5x on groceries, 5x on dining & restaurants, 1x on everything else. The welcome offer is Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 anniversary lifestyle credit, and no annual fee in your first year.
Key facts
- Annual fee
- C$120
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 anniversary lifestyle credit, and no annual fee in your first year.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 5x | 5x on grocery stores |
| Dining & restaurants | 5x | 5x on dining out or grabbing drinks at your favorite restaurants |
| Everything else | 1x | 1x on everything else – there’s so much points potential out there |
Benefits and perks
- Earn 10% more points: On all purchases when you add an authorized user to your account. Lucky you (and them!)
- Make every day a 5x points day: Earn more (a lot more) on your daily needs and wants.
- Groceries: Earn 5 points per $1 spent at grocery stores.
- Gas & transit: Earn 5 points per $1 spent on gas, public transit, and rideshare apps like Uber and Lyft.
- Dining out: Earn 5 points per $1 spent on dining out or grabbing drinks at your favorite restaurants, pubs, and cafés.
- Save on groceries and more with complimentary Instacart+: Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card. Terms apply.
- BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Rates and fees
Annual membership fee: C$120. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BMO eclipse Visa Infinite Card
What is the annual fee on the BMO eclipse Visa Infinite Card?
The BMO eclipse Visa Infinite Card has an annual fee of C$120.
What rewards does the BMO eclipse Visa Infinite Card earn?
The BMO eclipse Visa Infinite Card earns 5x on groceries, 5x on dining & restaurants, 1x on everything else.
Is the BMO eclipse Visa Infinite Card worth it?
The BMO eclipse Visa Infinite Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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