BMO U.S. Dollar Mastercard®
BMO · MASTERCARD
The BMO U.S. Dollar Mastercard® is a credit card from BMO on the MASTERCARD network. It has an annual fee of C$49. The welcome offer is Shop in U.S. dollars and skip exchange-rate surprises.
Key facts
- Annual fee
- C$49
- Purchase APR
- 21.99%
- Network
- MASTERCARD
- Welcome offer
- Shop in U.S. dollars and skip exchange-rate surprises.
Benefits and perks
- Travel and shop with confidence
- Annual fee rebate: When your purchases total U.S. $3,000 or more in a year, next year's annual fee is rebated to your card.
- Pay in U.S. dollars: Avoid fluctuating exchange rates. Make your purchases in U.S. dollars and pay your credit card statement in U.S. funds.
- Accepted worldwide: Mastercard is accepted at over 30 million locations in the U.S., Canada and worldwide.
- BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Rates and fees
Annual membership fee: C$49. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BMO U.S. Dollar Mastercard®
What is the annual fee on the BMO U.S. Dollar Mastercard®?
The BMO U.S. Dollar Mastercard® has an annual fee of C$49.
Is the BMO U.S. Dollar Mastercard® worth it?
The BMO U.S. Dollar Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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