BMO eclipse Visa Infinite Privilege Card
BMO · VISA
The BMO eclipse Visa Infinite Privilege Card is a credit card from BMO on the VISA network. It has an annual fee of C$599. It earns 5x on groceries, 5x on dining & restaurants, 5x on health & pharmacy. The welcome offer is Get up to $2,300 including up to 200,000 points and NEXUS Statement Credit. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.
Key facts
- Annual fee
- C$599
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Get up to $2,300 including up to 200,000 points and NEXUS Statement Credit. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 5x | 5x on groceries |
| Dining & restaurants | 5x | 5x on fine dining |
| Health & pharmacy | 5x | 5x on healthcare |
| Everything else | 1x | 1x on everything else – you deserve it |
Benefits and perks
- Get a $200 anniversary lifestyle credit: To use however you want. Go on, spoil yourself.
- Make every day 5x more rewarding: Earn more (a lot more) on your daily needs and wants.
- Groceries: Give every recipe the 5-star treatment with 5x the points on groceries. Bon appétit!
- Dining in and out: You’ve got great taste! Earn 5x the points on fine dining, Friday night drinks and takeout.
- Drugstore: Elevate your everyday errands with 5x the points on healthcare, beauty and other drugstore purchases.
- Save on groceries and more with complimentary Instacart+: Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card. Terms apply.
- BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Rates and fees
Annual membership fee: C$599. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BMO eclipse Visa Infinite Privilege Card
What is the annual fee on the BMO eclipse Visa Infinite Privilege Card?
The BMO eclipse Visa Infinite Privilege Card has an annual fee of C$599.
What rewards does the BMO eclipse Visa Infinite Privilege Card earn?
The BMO eclipse Visa Infinite Privilege Card earns 5x on groceries, 5x on dining & restaurants, 5x on health & pharmacy, 1x on everything else.
Is the BMO eclipse Visa Infinite Privilege Card worth it?
The BMO eclipse Visa Infinite Privilege Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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