Student BMO CashBack® Mastercard®

Student BMO CashBack® Mastercard®

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BMO · MASTERCARD

The Student BMO CashBack® Mastercard® is a credit card from BMO on the Mastercard network. The welcome offer is Get 5% cash back in your first 3 months!

Verified 8 Sept 2026

Key facts

Network
MASTERCARD
Welcome offer
Get 5% cash back in your first 3 months!

Benefits and perks

  • Turn everyday purchases into cash rewards
  • 0.5% cash back on every day essentials
  • BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
  • Save on groceries and more with complimentary Instacart+: Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card. Terms apply.

Questions about the Student BMO CashBack® Mastercard®

What is the annual fee on the Student BMO CashBack® Mastercard®?

Woodo does not currently hold verified annual fee data for the Student BMO CashBack® Mastercard®. Check the issuer's own terms for the current fee.

Is the Student BMO CashBack® Mastercard® worth it?

The Student BMO CashBack® Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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