BMO VIPorter Mastercard®

BMO VIPorter Mastercard®

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BMO · MASTERCARD

The BMO VIPorter Mastercard® is a credit card from BMO on the Mastercard network. The welcome offer is Get up to $1,800 in value including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year.

Verified 8 Sept 2026

Key facts

Network
MASTERCARD
Welcome offer
Get up to $1,800 in value including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year.

Benefits and perks

  • Accelerate your way to your next adventure: Earn VIPorter points on every dollar spent and redeem them for a future getaway.
  • BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
  • Save on groceries and more with complimentary Instacart+: Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card. Terms apply.
  • Additional tools and resources
  • Compare your options: Select the cards you’re interested in and see how their features compare against each other.
  • Benefit Guide: Discover all the features and perks of your new credit card.
  • BMO Credit Card Cardholder Agreement: Get all the details about the benefits that come with your card as well as your rights and responsibilities as an BMO Mastercard cardholder.
  • Certificate of Insurance: This guide outlines the terms and conditions governing the insurance that comes with your card.
  • Important information on rates and fees: Key information about your BMO credit card, such as current fees, interest rates, grace period, minimum payment, foreign currency conversion and more.
  • Insurance Product Summary (For Quebec Residents): Summary of the benefits, and key terms and conditions of the insurance that comes with your card.

Questions about the BMO VIPorter Mastercard®

What is the annual fee on the BMO VIPorter Mastercard®?

Woodo does not currently hold verified annual fee data for the BMO VIPorter Mastercard®. Check the issuer's own terms for the current fee.

Is the BMO VIPorter Mastercard® worth it?

The BMO VIPorter Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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