BMO VIPorter World Mastercard®
BMO · MASTERCARD
The BMO VIPorter World Mastercard® is a credit card from BMO on the MASTERCARD network. It has an annual fee of C$89. The welcome offer is Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.
Key facts
- Annual fee
- C$89
- Purchase APR
- 21.99%
- Network
- MASTERCARD
- Welcome offer
- Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.
Benefits and perks
- Accelerate your way to your next adventure: Earn VIPorter V I Porter points on every dollar spent and redeem them for a future getaway.
- BMO PaySmart™ Installment Plans: Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
- Save on groceries and more with complimentary Instacart+: Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card. Terms apply.
- Additional tools and resources
- Compare your options: Select the cards you’re interested in and see how their features compare against each other.
- Benefit Guide: Discover all the features and perks of your new credit card.
- BMO Credit Card Cardholder Agreement: Get all the details about the benefits that come with your card as well as your rights and responsibilities as an BMO Mastercard cardholder.
- Certificate of Insurance: This guide outlines the terms and conditions governing the insurance that comes with your card.
- Important information on rates and fees: Key information about your BMO credit card, such as current fees, interest rates, grace period, minimum payment, foreign currency conversion and more.
- Insurance Product Summary (For Quebec Residents): Summary of the benefits, and key terms and conditions of the insurance that comes with your card.
Rates and fees
Annual membership fee: C$89. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BMO VIPorter World Mastercard®
What is the annual fee on the BMO VIPorter World Mastercard®?
The BMO VIPorter World Mastercard® has an annual fee of C$89.
Is the BMO VIPorter World Mastercard® worth it?
The BMO VIPorter World Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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