Triangle Mastercard
Canadian Tire Bank · MASTERCARD
The Triangle Mastercard is a credit card from Canadian Tire Bank on the MASTERCARD network. It has an annual fee of C$0. It earns 4% on shopping, 1.50% on groceries, 0.50% on everything else.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Shopping | 4% | Earn 4% CT Money on qualifying purchases at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores. |
| Groceries | 1.50% | Earn 1.5% CT Money at Grocery Stores (on the first $12,000 per year; excludes Costco and Walmart) |
| Everything else | 0.50% | Earn 0.5% CT Money Everywhere Else |
Benefits and perks
- Earn 4% CT Money on qualifying purchases at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores.
- Earn CT Money on Gas+ and Petro-Canada fuel purchases: 5ȼ (per litre )
- Earn 1.5% CT Money at Grocery Stores (on the first $12,000 per year; excludes Costco and Walmart)
- Earn 0.5% CT Money Everywhere Else
- Redeem CT Money $1 for $1 at any of your favourite stores
- Weekly Personalized Offers Up to 25x every week on the things you need and love across your favourite stores
- No Receipt Return Easily make returns without a receipt at participating stores
- No Fee, No Interest Financing^ On qualifying purchases of $150 or more at participating stores
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Triangle Mastercard
What is the annual fee on the Triangle Mastercard?
The Triangle Mastercard has an annual fee of C$0.
What rewards does the Triangle Mastercard earn?
The Triangle Mastercard earns 4% on shopping, 1.50% on groceries, 0.50% on everything else.
Is the Triangle Mastercard worth it?
The Triangle Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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