Triangle World Elite Mastercard
Canadian Tire Bank · MASTERCARD
The Triangle World Elite Mastercard is a credit card from Canadian Tire Bank on the MASTERCARD network. It has an annual fee of C$0. It earns 4% on shopping, 3% on groceries, 1% on everything else.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Shopping | 4% | Earn 4% CT Money on qualifying purchases at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores. |
| Groceries | 3% | Earn 3% CT Money at Grocery Stores (on the first $12,000 per year; excludes Costco and Walmart) |
| Everything else | 1% | Earn 1% CT Money Everywhere Else |
Benefits and perks
- Earn 4% CT Money on qualifying purchases at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores.
- Collect 7¢ per litre in CT Money on premium fuel, and 5¢ per litre on all other fuel types when you fill up at Gas+ and Petro-Canada locations.
- Earn 3% CT Money at Grocery Stores (on the first $12,000 per year; excludes Costco and Walmart)
- Earn 1% CT Money Everywhere Else
- Redeem CT Money $1 for $1 at any of your favourite stores
- Weekly Personalized Offers Up to 25x every week on the things you need and love across your favourite stores
- No Receipt Return Easily make returns without a receipt at participating stores
- No Fee, No Interest Financing^ On qualifying purchases of $150 or more at participating stores
- Purchase Security Insurance Provides protection for most items in the event of loss, damage, or theft within the first 90 days of purchase
- Car Rental Collision/Loss Damage Waiver Insurance
- Roadside Assistance Gold Plan
- Personal 24/7 concierge service
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Triangle World Elite Mastercard
What is the annual fee on the Triangle World Elite Mastercard?
The Triangle World Elite Mastercard has an annual fee of C$0.
What rewards does the Triangle World Elite Mastercard earn?
The Triangle World Elite Mastercard earns 4% on shopping, 3% on groceries, 1% on everything else.
Is the Triangle World Elite Mastercard worth it?
The Triangle World Elite Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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