Platinum
Capital One · MASTERCARD
The Platinum is a credit card from Capital One on the MASTERCARD network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 28.99% variable APR
- Network
- MASTERCARD
Benefits and perks
- $0 annual fee
- Build credit with responsible use
Rates and fees
Annual membership fee: $0. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Platinum
What is the annual fee on the Platinum?
The Platinum has an annual fee of $0.
Is the Platinum worth it?
The Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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