Capital One T-Mobile Visa®

No ratings yet

Capital One · VISA

The T-Mobile Visa® is a credit card from Capital One on the Visa network. It earns 2% on everything else.

Verified 7 Sept 2026

Apply at Capital One See if it fits my spending

Key facts

Network: VISA

Reward rates by category

Reward rates for the Capital One T-Mobile Visa® by spending category
Category	Rate	Detail
Everything else	2%	2% on rewards on every purchase

Benefits and perks

$0 annual fee
Online: Customers can apply for the T-Mobile Visa online directly from this page or on T-Mobile.com .
T-Life App: Download from the App Store or Google Play Store.
In-Store: Apply with a Mobile Expert at your nearest T-Mobile store .
Earn 2% in rewards on every purchase, every day.
Earn 5% in rewards on any phone, device, or accessory at T-Mobile.
Redeem rewards toward a new phone, device, accessory, or your T-Mobile bill.
$5 off per line per month when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines).
Rewards that never expire—use them anytime.
Exclusive offers and discounts, just for being a cardholder.
On a mobile device through the Capital One Mobile app.
On a mobile device through the T-Life app.

Questions about the Capital One T-Mobile Visa®

What is the annual fee on the Capital One T-Mobile Visa®?

Woodo does not currently hold verified annual fee data for the Capital One T-Mobile Visa®. Check the issuer's own terms for the current fee.

What rewards does the Capital One T-Mobile Visa® earn?

The Capital One T-Mobile Visa® earns 2% on everything else.

Is the Capital One T-Mobile Visa® worth it?

The Capital One T-Mobile Visa® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement