T-Mobile Visa®
Capital One · VISA
The T-Mobile Visa® is a credit card from Capital One on the VISA network. It has an annual fee of $0. It earns 2% on everything else.
Key facts
- Annual fee
- $0
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2% | 2% on rewards on every purchase |
Benefits and perks
- $0 annual fee
- Online: Customers can apply for the T-Mobile Visa online directly from this page or on T-Mobile.com .
- T-Life App: Download from the App Store or Google Play Store.
- In-Store: Apply with a Mobile Expert at your nearest T-Mobile store .
- Earn 2% in rewards on every purchase, every day.
- Earn 5% in rewards on any phone, device, or accessory at T-Mobile.
- Redeem rewards toward a new phone, device, accessory, or your T-Mobile bill.
- $5 off per line per month when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines).
- Rewards that never expire—use them anytime.
- Exclusive offers and discounts, just for being a cardholder.
- On a mobile device through the Capital One Mobile app.
- On a mobile device through the T-Life app.
Rates and fees
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the T-Mobile Visa®
What is the annual fee on the T-Mobile Visa®?
The T-Mobile Visa® has an annual fee of $0.
What rewards does the T-Mobile Visa® earn?
The T-Mobile Visa® earns 2% on everything else.
Is the T-Mobile Visa® worth it?
The T-Mobile Visa® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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