Capital One Savor Cash Rewards Credit Card
Capital One · MASTERCARD
The Capital One Savor Cash Rewards Credit Card is a credit card from Capital One on the Mastercard network. It has an annual fee of $0. It earns 8% on entertainment, 5% on travel, 3% on dining & restaurants. The welcome offer is Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
Key facts
- Annual fee
- $0
- Foreign transaction fee
- None
- Credit needed
- Excellent
- Network
- MASTERCARD
- Welcome offer
- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Entertainment | 8% | Earn 8% cash back on Capital One Entertainment purchases |
| Travel | 5% | Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel |
| Dining & restaurants | 3% | Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases |
Benefits and perks
- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- $0 annual fee and no foreign transaction fees
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 12 months; 18.74% – 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
Rates and fees
Annual membership fee: $0. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Capital One Savor Cash Rewards Credit Card
What is the annual fee on the Capital One Savor Cash Rewards Credit Card?
The Capital One Savor Cash Rewards Credit Card has an annual fee of $0.
What rewards does the Capital One Savor Cash Rewards Credit Card earn?
The Capital One Savor Cash Rewards Credit Card earns 8% on entertainment, 5% on travel, 3% on dining & restaurants.
What credit score do you need for the Capital One Savor Cash Rewards Credit Card?
The Capital One Savor Cash Rewards Credit Card is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.
Is the Capital One Savor Cash Rewards Credit Card worth it?
The Capital One Savor Cash Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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