Platinum Secured

Platinum Secured

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Capital One · MASTERCARD

The Platinum Secured is a credit card from Capital One on the MASTERCARD network. It has an annual fee of $0.

Verified 7 Sept 2026

Key facts

Annual fee
$0
Purchase APR
28.99% variable APR
Network
MASTERCARD

Benefits and perks

  • $0 annual fee
  • Build credit with responsible use
  • 2 Your security deposit will be returned and your account unsecured. All other card terms and features will remain the same.

Rates and fees

Annual membership fee: $0. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Platinum Secured

What is the annual fee on the Platinum Secured?

The Platinum Secured has an annual fee of $0.

Is the Platinum Secured worth it?

The Platinum Secured is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

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