Capital One Balance Transfer Card
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Capital One UK · MASTERCARD
The Capital One Balance Transfer Card is a credit card from Capital One UK on the MASTERCARD network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 34.94% p.a. (variable)
- Intro APR
- 0% on purchases for 3 months
- Network
- MASTERCARD
Benefits and perks
- Save on interest when you move higher rate balances to this card.
- Up to £8,000 starting credit limit
- 0% interest on balance transfers for up to 18 months (3% transfer fee)
- 0% interest on purchases for 3 months
Questions about the Capital One Balance Transfer Card
What is the annual fee on the Capital One Balance Transfer Card?
The Capital One Balance Transfer Card has an annual fee of £0.
Is the Capital One Balance Transfer Card worth it?
The Capital One Balance Transfer Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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