Capital One Classic Card
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Capital One UK · MASTERCARD
The Capital One Classic Card is a credit card from Capital One UK on the MASTERCARD network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 34.94% p.a. (variable)
- Network
- MASTERCARD
Benefits and perks
- A card for everyday spends, spreading costs and building your credit score.
- £200 - £4,000 starting credit limit
- Get up to 2 credit increases a year
- Build your credit score over time
Questions about the Capital One Classic Card
What is the annual fee on the Capital One Classic Card?
The Capital One Classic Card has an annual fee of £0.
Is the Capital One Classic Card worth it?
The Capital One Classic Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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