Capital One VentureOne Rewards Credit Card
Capital One · MASTERCARD
The Capital One VentureOne Rewards Credit Card is a credit card from Capital One on the Mastercard network. It has an annual fee of $0. It earns 5x on travel, 1.25x on everything else. The welcome offer is Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.49% - 28.49% variable APR
- Intro APR
- Low intro APR for 15 months
- Foreign transaction fee
- None
- Credit needed
- Excellent, Good
- Network
- MASTERCARD
- Welcome offer
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5x | Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel |
| Everything else | 1.25x | Earn unlimited 1.25X miles on every purchase, every day |
Benefits and perks
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.74% – 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
Rates and fees
Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: Low intro APR for 15 months. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Capital One VentureOne Rewards Credit Card
What is the annual fee on the Capital One VentureOne Rewards Credit Card?
The Capital One VentureOne Rewards Credit Card has an annual fee of $0.
What rewards does the Capital One VentureOne Rewards Credit Card earn?
The Capital One VentureOne Rewards Credit Card earns 5x on travel, 1.25x on everything else.
What credit score do you need for the Capital One VentureOne Rewards Credit Card?
The Capital One VentureOne Rewards Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Capital One VentureOne Rewards Credit Card worth it?
The Capital One VentureOne Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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