IKEA Family Credit Card
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Cembra · MASTERCARD
The IKEA Family Credit Card is a credit card from Cembra on the Mastercard network. It has an annual fee of $0.
Verified 27 Sept 2026
Key facts
- Annual fee
- $0
- Purchase APR
- 12% p.a. (7.95% on instalments at IKEA)
- Foreign transaction fee
- 1.5%
- Network
- MASTERCARD
Benefits and perks
- 2 IKEA points per franc at IKEA.
- 1 IKEA point per franc everywhere else.
- 7.95% p.a. on instalments for purchases at IKEA.
- Collect points worldwide.
- Purchase protection and SOS travel insurance.
- MyDesign: favorite photo on your card.
- Made from 100% recycled material.
Questions about the IKEA Family Credit Card
What is the annual fee on the IKEA Family Credit Card?
The IKEA Family Credit Card has an annual fee of $0.
Is the IKEA Family Credit Card worth it?
The IKEA Family Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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