CIBC Classic Visa Card

CIBC Classic Visa Card

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CIBC · VISA

The CIBC Classic Visa Card is a credit card from CIBC on the VISA network. It has an annual fee of C$0. The welcome offer is Get 90-day protection on new purchases.

Verified 9 Sept 2026

Key facts

Annual fee
C$0
Purchase APR
21.99%
Network
VISA
Welcome offer
Get 90-day protection on new purchases.

Benefits and perks

  • Get insurance coverage for no annual fee.
  • Send money abroad with $0 transfer fee with CIBC Global Money Transfer™.
  • Pay off large purchases with CIBC Pace It™ low rate Installment Plans
  • Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Rates and fees

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the CIBC Classic Visa Card

What is the annual fee on the CIBC Classic Visa Card?

The CIBC Classic Visa Card has an annual fee of C$0.

Is the CIBC Classic Visa Card worth it?

The CIBC Classic Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

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