CIBC Dividend Visa Card
CIBC · VISA
The CIBC Dividend Visa Card is a credit card from CIBC on the VISA network. It has an annual fee of C$0. It earns 2% on groceries, 1% on gas & fuel. The welcome offer is Get up to 10 cents off per litre at participating gas stations with Journie Rewards.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Get up to 10 cents off per litre at participating gas stations with Journie Rewards.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2% | 2% on eligible groceries |
| Gas & fuel | 1% | 1% on eligible gas |
Benefits and perks
- Get the reliable, everyday use card that earns you cash back on daily essentials for no annual fee.
- 2% cash back on eligible groceries
- 1% cash back on eligible gas, electric vehicle charging, transportation, dining, recurring payments and eligible travel purchases made through CIBC by Expedia
- Save on gas | Extended warranty | CIBC Pace It™ Installment Plans
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the CIBC Dividend Visa Card
What is the annual fee on the CIBC Dividend Visa Card?
The CIBC Dividend Visa Card has an annual fee of C$0.
What rewards does the CIBC Dividend Visa Card earn?
The CIBC Dividend Visa Card earns 2% on groceries, 1% on gas & fuel.
Is the CIBC Dividend Visa Card worth it?
The CIBC Dividend Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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