CIBC Costco Mastercard
CIBC · MASTERCARD
The CIBC Costco Mastercard is a credit card from CIBC on the MASTERCARD network. It has an annual fee of C$0. It earns 3% on dining & restaurants, 2% on gas & fuel.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.75%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 3% | 3% on restaurants and costco gas |
| Gas & fuel | 2% | 2% on other gas stations |
Benefits and perks
- The CIBC Costco Mastercard is exclusively for Costco members.
- 3% cash back at restaurants and Costco gas
- 2% cash back at other gas stations, electric vehicle charging stations and at Costco.ca
- CIBC Pace It™ Installment Plans: Special rates on eligible Costco purchases
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.75%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the CIBC Costco Mastercard
What is the annual fee on the CIBC Costco Mastercard?
The CIBC Costco Mastercard has an annual fee of C$0.
What rewards does the CIBC Costco Mastercard earn?
The CIBC Costco Mastercard earns 3% on dining & restaurants, 2% on gas & fuel.
Is the CIBC Costco Mastercard worth it?
The CIBC Costco Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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