CIBC Dividend Visa Card for Students
CIBC · VISA
The CIBC Dividend Visa Card for Students is a credit card from CIBC on the VISA network. It has an annual fee of C$0. It earns 2% on groceries, 1% on gas & fuel. The welcome offer is Join and earn up to $125 cash back.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Join and earn up to $125 cash back
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2% | 2% on eligible groceries |
| Gas & fuel | 1% | 1% on eligible gas |
Benefits and perks
- Student budgets go further with cash back on groceries, transportation and other daily essentials.
- 2% cash back on eligible groceries
- 1% cash back on eligible gas, electric vehicle charging, transportation, recurring payments and eligible travel purchases made through CIBC by Expedia
- Free SPC+ membership | Extended warranty | Pay in installments
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the CIBC Dividend Visa Card for Students
What is the annual fee on the CIBC Dividend Visa Card for Students?
The CIBC Dividend Visa Card for Students has an annual fee of C$0.
What rewards does the CIBC Dividend Visa Card for Students earn?
The CIBC Dividend Visa Card for Students earns 2% on groceries, 1% on gas & fuel.
Is the CIBC Dividend Visa Card for Students worth it?
The CIBC Dividend Visa Card for Students is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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