Co-operative Bank Business Credit Card
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Co-operative Bank · VISA
The Co-operative Bank Business Credit Card is a credit card from Co-operative Bank on the VISA network. It has an annual fee of £24.
Verified 12 Sept 2026
Key facts
- Annual fee
- £24
- Purchase APR
- 15.9% p.a. (variable)
- Network
- VISA
Benefits and perks
- Benefit from an interest-free period on purchases of up to 56 days (if the outstanding balance is paid monthly in full by the due date)
- Add or remove additional cards linked to the same limit at any point once the card is open
- Use Apple Pay, Google Pay and Samsung Wallet to make purchases online and in-store
- Every month you have the credit card open, we'll contribute £1 per account per month to our Customer Donation Fund
- You must be a Co-operative Bank business bank account holder (if you close your business bank account, your Business Credit Card will also be closed)
- Maximum credit limit: £25,000
- Interest free period: Up to 56 days
Questions about the Co-operative Bank Business Credit Card
What is the annual fee on the Co-operative Bank Business Credit Card?
The Co-operative Bank Business Credit Card has an annual fee of £24.
Is the Co-operative Bank Business Credit Card worth it?
The Co-operative Bank Business Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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