Co-operative Bank members cashback credit card
Co-operative Bank · VISA
The Co-operative Bank members cashback credit card is a credit card from Co-operative Bank on the VISA network. It has an annual fee of £0. It earns 0.50% on groceries, 0.30% on everything else.
Key facts
- Annual fee
- £0
- Purchase APR
- 18.2% p.a. (variable)
- Foreign transaction fee
- 2.75%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 0.50% | 0.5% cashback when you spend in Co-op food stores |
| Everything else | 0.30% | 0.3% cashback when you spend anywhere the Visa symbol is displayed (excludes balance transfers and cash withdrawals) |
Benefits and perks
- 18.2% interest per annum (variable) on purchases and balance transfers
- 27.9% interest per annum (variable) on cash withdrawals from account opening
- 0% balance transfer fee
- Earn 0.5% cashback when you spend in Co-op food stores and 0.3% cashback when you spend anywhere the Visa symbol is displayed (excludes balance transfers and cash withdrawals)
- You must have held a Co-operative Bank or smile current account for at least 7 months (Cashminder accounts are not eligible).
- You must be a Co-op Member. (During the application, we will require your Membership number, starting 633174.)
Questions about the Co-operative Bank members cashback credit card
What is the annual fee on the Co-operative Bank members cashback credit card?
The Co-operative Bank members cashback credit card has an annual fee of £0.
What rewards does the Co-operative Bank members cashback credit card earn?
The Co-operative Bank members cashback credit card earns 0.50% on groceries, 0.30% on everything else.
Is the Co-operative Bank members cashback credit card worth it?
The Co-operative Bank members cashback credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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